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Home improvement insurance is tailored for contractors who specialize in home renovations, repairs, and remodeling projects. This insurance typically includes general liability for damage or injuries and can include coverage for tools, materials, and even project-related structures. Many home improvement insurance policies offer endorsements specific to the contractor’s specialty, whether they work on kitchens, bathrooms, roofing, or other projects. By ensuring they’re covered against potential risks and liabilities, home improvement contractors can meet client requirements, protect their assets, and reduce the likelihood of financial loss due to unexpected events on job sites.
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